William Ruh is a co-founder and Managing Principal of Castle Creek^® Capital LLC and Castle Creek^® Financial LLC. Mr. Ruh is the Chairman of the Board of First Chicago Bancorp and is a board member of Mocapay, Inc., an early-stage mobile POS payment and mobile marketing technology company. Mr. Ruh has also served as Chairman of the Board and led the extensive restructuring of Ceres Group Inc., a Cleveland, Ohio-based small-cap insurance holding company and as Chairman of the Board and interim CEO for Indivos Corporation, a payment services company utilizing proprietary biometric authentication solutions. Mr. Ruh also served as a director of Hanmi Financial Corporation, the largest Korean-American bank in the United States, and as a director of Regency Bancorp and First Community Bank of the Desert.

Prior to co-founding Castle Creek^®, Mr. Ruh was a Vice President at Belle Plaine Financial (the predecessor to Castle Creek^® Financial LLC), acting as an investment banker specializing in the financial services sector. Previously, Mr. Ruh was a commercial lending officer at The First National Bank of Chicago. Prior to that, Mr. Ruh was Director of the Racing Division for Hood Sails (the pre-eminent sail-making firm in the world in the early 1980s) and a Merchant Marine officer. He has represented the United States in three America's Cup campaigns, most recently racing with the winning America3 Foundation in 1992.

Mr. Ruh currently serves as a Trustee on the Rancho Santa Fe Foundation and the Rancho Santa Fe Eagles Lacrosse Club. Mr. Ruh has also served as a Trustee and Chairman of the Finance Committee on the Rancho Santa Fe Education Foundation, the Finance Committee for the Rancho Santa Fe Board of Governors and the Rancho Santa Fe Little League.

Mr. Ruh holds a Bachelor of Science degree from the State University of New York Maritime College and an M.B.A. from the Fuqua School of Business at Duke University.